USDA Appraisal Checklist
USDA Appraisal Checklist
General Items
- Communicate with the homeowner about the process
- Review any prior appraisals if available
- Prepare for potential follow-up inspections or corrections
Pre-Appraisal Preparation
- Confirm appraisal order with lender
- Review property details and address
- Gather necessary documents (sales contract, property disclosures)
Property Inspection Checklist
- Inspect exterior for structural integrity
- Check roof condition and age
- Assess foundation and basement conditions
- Review plumbing and electrical systems
- Evaluate HVAC system functionality
- Examine windows and doors for condition
- Assess overall curb appeal and landscaping
Interior Evaluation
- Inspect all rooms for size and layout
- Check for water damage or mold
- Evaluate flooring condition throughout
- Look for any necessary repairs or upgrades
- Assess kitchen and bathroom conditions
Market Analysis
- Research comparable properties in the area
- Evaluate local market trends
- Determine property value based on comps
Finalizing the Appraisal Report
- Compile data and findings into report
- Ensure compliance with USDA guidelines
- Submit report to lender and stakeholders
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