FHA Appraiser Checklist
FHA Appraiser Checklist
General Items
- Stay updated with any changes in FHA policies
- Communicate with the lender regarding any discrepancies or concerns
- Follow up on appraisal status and feedback
Pre-Inspection Preparation
- Review FHA guidelines and requirements
- Gather necessary documentation (property details, seller information, etc.)
- Confirm appointment with the property owner
- Prepare tools and equipment for inspection (camera, measuring tape, etc.)
Property Inspection
- Inspect the exterior of the property (roof, foundation, siding)
- Evaluate the condition of windows and doors
- Check the electrical system and plumbing for compliance
- Assess the HVAC system functionality
- Evaluate the interior (walls, ceilings, floors) for safety and condition
- Look for evidence of pests or termites
- Check for health and safety hazards (lead paint, mold, etc.)
Compliance Checks
- Ensure the property meets minimum property standards
- Evaluate the neighborhood and surrounding area
- Confirm access to utilities and services (water, electricity, etc.)
- Check zoning compliance and any easements
Post-Inspection Procedures
- Compile inspection findings and notes
- Complete the FHA appraisal report form
- Attach necessary documentation and photographs
- Submit the appraisal report to the lender
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